Workers and households with low or moderate incomes have the opportunity to receive Earned Income Tax Credit (EITC) benefits, which help reduce taxes owed and provide a potential refund. The 2025 tax season began on January 27 and will end on April 15, 2025.
To claim the EITC, taxpayers must report it on their federal tax return. However, the IRS is legally prohibited from issuing refunds before mid-February for any return that includes the EITC. This delay applies to the entire refund amount, not just the portion related to the tax credit.
If you filed early and met all requirements—such as filing electronically, choosing direct deposit, and having no errors in your return—your payment should have arrived by March 3, 2025.
Payment Schedule
To claim the EITC, you must file Form 1040 (U.S. Individual Income Tax Return) or Form 1040-SR (U.S. Tax Return for Seniors). Once filed, most taxpayers receive their refund within 21 days if there are no delays.
Here is the estimated payment schedule for EITC recipients who filed their taxes in mid-February:
| Filing Date | Estimated Direct Deposit Date |
|---|---|
| February 16 | March 9, 2025 |
| February 17 | March 10, 2025 |
| February 18 | March 11, 2025 |
| February 19 | March 12, 2025 |
| February 20 | March 13, 2025 |
| February 21 | March 14, 2025 |
| February 22 | March 15, 2025 |
Taxpayers can check their refund status online using the IRS “Where’s My Refund?” tool on IRS.gov.
If You Didn’t Claim
If you did not claim the EITC but were eligible, you can file an amended return using Form 1040-X (Amended U.S. Individual Income Tax Return). The IRS allows taxpayers to correct their filings and claim missing credits even after submitting their original return.
The IRS recommends that taxpayers use this option if they realize they qualify for additional benefits. However, amended returns take longer to process, so refunds may be delayed.
The EITC is a valuable credit that helps millions of Americans reduce their tax burden and receive much-needed refunds. Ensuring that you file correctly and check your refund status can help you get your money as quickly as possible.
FAQs
When does the IRS start issuing EITC refunds?
The IRS begins processing EITC refunds in mid-February.
How long does it take to receive an EITC refund?
Refunds typically arrive within 21 days if filed electronically.
What form do I need to claim the EITC?
File Form 1040 or Form 1040-SR to claim the EITC.
How can I check my EITC refund status?
Use the ‘Where’s My Refund?’ tool on IRS.gov.
Can I claim EITC if I forgot to include it on my return?
Yes, file an amended return using Form 1040-X.
